Affording Cataract Surgery

The cost of cataract surgery with monofocal intraocular lenses is typically partially covered by Medicare and other private insurance companies. However, patients who wish to upgrade their eyesight with Lifestyle Lenses such as multifocal, accommodating or Toric lenses will usually incur some out-of-pocket costs because these lenses are deemed medically unnecessary.

For some patients, the difference between “medically unnecessary” and a greatly improved quality of life is worth the extra expense. At Fisher-Swale-Nicholson Eye Center we offer options and recommendations to make clear vision – possibly without glasses – a reality for your budget:

• Cataract surgery financing
• Flexible Spending Account
• Tax refunds
• Credit cards

Cataract Financing Options at Fisher-Swale-Nicholson Eye Center

We offer 0% financing through CareCredit® and Cherry. If you qualify, you can have your procedure with no money down and pay for it over time.

• Available to finance smaller dollar amounts
• Cherry Financing can also be used for other vision needs besides vision correction surgeries
• Apply in 60 seconds

• 0% interest financing for up to 24 months
• Longer term financing options with low interest rates
• Low monthly payments
• No pre-payment penalties

Flexible Spending Accounts for Cataract Surgery

If you work for a company that offers a Flexible Spending Account or Health Savings Account, you may be able to set aside pre-tax earnings to save for cataract surgery and Lifestyle Lenses. These plans can lower your overall cost due to the tax savings.

Most plans have specific rules you must follow, so make sure you know:

• The deadline for enrolling in your plan
• The deadline for using your saved money (you don’t want to lose it!)
• If you are a good candidate for cataract surgery with Lifestyle Lenses (schedule a Cataract Evaluation with us to find out for sure)
• How much you will need to set aside in your plan to cover all or part of your costs

Tax Refunds for Cataract Surgery

A tax refund can make a sizable dent in the cost of your cataract procedure. If you want to improve your quality of life by reducing or eliminating your need for glasses after surgery, using your tax refund is a great way to get started.

We accept the following credit cards for cataract surgery:

• Visa
• Mastercard
• Discover
• American Express

We also accept cash and personal check

Questions? We are happy to help you understand your options when it comes to affording eye care in Bourbonnais, IL. Call (815) 932-2020 to schedule your Cataract Evaluation today.